{"id":2002,"date":"2023-02-23T09:42:38","date_gmt":"2023-02-23T07:42:38","guid":{"rendered":"https:\/\/www.autodna.ee\/blog\/?p=2002"},"modified":"2024-10-09T15:38:13","modified_gmt":"2024-10-09T12:38:13","slug":"kallid-kindlustuse-poolsed-remonditood","status":"publish","type":"post","link":"https:\/\/www.autodna.ee\/blog\/kallid-kindlustuse-poolsed-remonditood\/","title":{"rendered":"Kallid kindlustuse poolsed remondit\u00f6\u00f6d"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sisukord<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e2519e86099\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e2519e86099\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.autodna.ee\/blog\/kallid-kindlustuse-poolsed-remonditood\/#Kuidas_naeb_valja_remont_kindlustusseltsi_koostoopartnerite_juures\" >Kuidas n\u00e4eb v\u00e4lja remont kindlustusseltsi koost\u00f6\u00f6partnerite juures?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.autodna.ee\/blog\/kallid-kindlustuse-poolsed-remonditood\/#Uuri_lahemalt\" >Uuri l\u00e4hemalt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.autodna.ee\/blog\/kallid-kindlustuse-poolsed-remonditood\/#Loe_veel\" >Loe veel:<\/a><\/li><\/ul><\/nav><\/div>\n<p style=\"text-align: justify;\"><strong>T\u00e4nap\u00e4evased autod muutuvad j\u00e4rjest keerukamaks ja nende parandamine kallimaks. Enamasti kasutatavad LED-t\u00fc\u00fcpi tuled, arenenud elektroonika ja kasvavad kulud (sealhulgas kvalifitseeritud remondit\u00f6\u00f6koja t\u00f6\u00f6tajate palgad) v\u00f5ivad isegi suhteliselt v\u00e4ikese remondit\u00f6\u00f6 muuta kalliks.<\/strong><\/p>\n<p style=\"text-align: justify;\"><!--more--><\/p>\n<p style=\"text-align: justify;\">Seda illustreerib h\u00e4sti n\u00e4ide kahjudes, mille p\u00f5hjuseks oli kokkup\u00f5rge hirvega <strong><a href=\"https:\/\/www.toyota.ee\/new-cars\/rav4\/index.json\" rel=\"nofollow noopener\" target=\"_blank\">Toyota RAV4<\/a> <\/strong>pikamaa-katse ajal. Katse korraldajateks olid v\u00e4ljaande \u201cMotor\u201d toimetajad. P\u00e4rast vahejuhtumit vajas remonti auto esiosa, mis l\u00e4ks maksma \u00fcle <strong>7000 euro<\/strong>, sealhulgas oli varuosade maksumuseks tervelt 6000 eurot. Suurim summa, ligi<strong> 3000 eurot<\/strong>, kulutati esilaternatele. Selle p\u00f5hjal on lihtne v\u00e4lja arvutada, et t\u00f6\u00f6j\u00f5ukulud \u00fcksi olid rohkem kui <strong>1000 eurot<\/strong>. Esindusest lahkumise hetkel oli testitud auto hind umbes <strong>40 000 eurot,<\/strong> mis t\u00e4hendab, et selle \u00fcksiku juhtumi remondikulud moodustasid peaaegu<strong> 20% uue auto hinnast!<\/strong><br \/>\nKonkreetne n\u00e4ide illustreerib, et kallid kindlustuse poolsed remondit\u00f6\u00f6d pole midagi erakordset, ning et taoline variant on kuni m\u00f5ne aasta vanuste autode puhul standardiks. Tasub mainida, et kindlustuskahju summa (seda ka h\u00e4vinud s\u00f5idukite puhul), ei koosne ainult osade maksumusest, vaid ka t\u00f6\u00f6j\u00f5ukuludest &#8211; mis enamasti h\u00f5lmab professionaalset keret\u00f6\u00f6d ja v\u00e4rvimist (sh v\u00e4rvi maksumus). See t\u00e4hendab, et osade maksumus moodustab kahju h\u00fcvitamisel v\u00e4hemalt <strong>30\u201340%<\/strong> kogusummast, enamasti on see <strong>umbes 50\u201380%<\/strong>. \u00dclej\u00e4\u00e4nu on t\u00f6\u00f6j\u00f5ukulu ja m\u00f5nel juhul v\u00e4rvikulud.<br \/>\nSeet\u00f5ttu pole m\u00f5tet karta kahju, mis ulatub mitme tuhande euroni &#8211; nagu \u00fclalkirjeldatud Toyota RAV4 n\u00e4ites. Kui remont on toimunud n\u00f5uetekohaseid standardeid j\u00e4rgides, s\u00e4ilitab auto funktsionaalsuse ja ohutuse osas endiselt oma t\u00e4ieliku v\u00e4\u00e4rtuse. T\u00e4pselt nagu vanema auto renoveerimise puhul, mis on aegan\u00f5udev ja kallis, kuid taastab s\u00f5iduki algup\u00e4rase j\u00f5udluse. Ka kasutatud auto puhul on v\u00f5imalik taastada selle algne seisukord enne \u00f5nnetust, <strong><a href=\"https:\/\/www.autodna.ee\/blog\/8-autode-remonditood-vohik\/\" target=\"_blank\" rel=\"nofollow noopener\">kuid see eeldab uute osade kasutamist ja t\u00f6\u00f6de l\u00e4biviimist remondit\u00f6\u00f6kojas<\/a><\/strong>, mis j\u00e4rgib vastavaid standardeid. Neid tingimusi on k\u00f5ige lihtsam t\u00e4ita, kui valite remondit\u00f6\u00f6koja, mis on kindlustusseltsiga partnerluses.<\/p>\n<p>&nbsp;<\/p>\n<div class=\"check-vin-btn-container check-vin-btn-container--green\">\n\t\t\t\t\t\t<div class=\"check-vin-btn--arrow\"><\/div>\n\t\t\t\t\t\t<iframe id=\"ASD-PA-9900010110-31-4366\" title=\"Ostke autoDNA aruanded paketis\" src=\"https:\/\/afilio.autodna.ee\/ext\/load\/9900010110\/31?p_label=Kontrolli+VIN+koodi&p_color=green\" style=\"width: 271px; height: 59px; border: 0;\" scrolling=\"no\"><\/iframe><script type=\"text\/javascript\">PA.load(\"9900010110-31-4366\", \"paketid\");<\/script>\r\n\n\t\t\t\t\t<\/div>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Kuidas_naeb_valja_remont_kindlustusseltsi_koostoopartnerite_juures\"><\/span>Kuidas n\u00e4eb v\u00e4lja remont kindlustusseltsi koost\u00f6\u00f6partnerite juures?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Partner-t\u00f6\u00f6kodade hulka kuuluvad nii tootja poolt volitatud esindused kui ka s\u00f5ltumatud hooldusjaamad. Partnerlussuhte korral v\u00f5ib klient lasta t\u00f6\u00f6kojal remondi ulatuse ja maksumuse osas <strong><a href=\"https:\/\/www.autodna.ee\/blog\/milline-on-kasutatud-autode-turg\/\" target=\"_blank\" rel=\"nofollow noopener\">kokku leppida otse kindlustusfirmaga<\/a><\/strong>. Sellest l\u00e4htuvalt maksab kindlustusselts teenuse eest tasumisele kuuluva summa otse remondit\u00f6\u00f6kojale, eelnevalt kokkulepitud ulatuses. \u00dcha tavalisem on see, et autoomanikule antakse isegi ainult kohustusliku liikluskindlustuse korral v\u00f5imalus auto parandamiseks kindlustusseltsiga partnerluses olevas t\u00f6\u00f6kojas. Selline lahendus on kasulik ja mugav &#8211; s\u00f5iduki omanik ei pea oma aega kulutama remondit\u00f6\u00f6koja otsimiseks ega osade eest ettemaksu tasuma.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Uuri_lahemalt\"><\/span>Uuri l\u00e4hemalt<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong><a href=\"https:\/\/kindlustushind.ee\/liikluskindlustus\/auto-kindlustus\/\" rel=\"nofollow noopener\" target=\"_blank\">kindlustused autole<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.lkf.ee\/et\/kalkulaator\" rel=\"nofollow noopener\" target=\"_blank\">auto kindlustuse hinnad<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/jepp.ee\/et\/autokindlustus\" rel=\"nofollow noopener\" target=\"_blank\">Leia odavam kindlustus autole<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.lkf.ee\/et\/kahjukontroll\" rel=\"nofollow noopener\" target=\"_blank\">kindlustuse kontroll<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.lkf.ee\/et\/kindlustusekehtivus\" rel=\"nofollow noopener\" target=\"_blank\">auto kindlustuse kontroll<\/a><\/strong><\/li>\n<\/ul>\n<div class=\"info-frame-container info-frame-magnifier info-iframe-border--blue\">\n      <div class=\"info-frame-icon info-frame-magnifier\"><\/div>\n\n\t\t\t<div class=\"info-frame-header info-frame-header-orange\">autoDNA<\/div>\n\t\t\t<div class=\"info-frame-content\"><\/p>\n<p>Kas teile meeldis see artikkel? Kas soovite oma kommentaarides midagi k\u00fcsida? Jagage julgelt oma tagasisidet ja kommenteerige artikli allosas. Ja pidage meeles \u2013 alati enne auto, mootorratta v\u00f5i isegi haagise ostmist \u2013 kontrollige autoDNA-ga VIN-koodi alusel s\u00f5iduki ajalugu. VIN-koodi kontroll on \u00fcks olulisemaid asju, mida teha enne kasutatud s\u00f5iduki ostuotsust. T\u00e4nu sellele aitab autoDNA teil teha teadlikke otsuseid.<\/p>\n<p><div class=\"check-vin-btn-container check-vin-btn-container--orange\">\n\t\t\t\t\t\t<div class=\"check-vin-btn--arrow\"><\/div>\n\t\t\t\t\t\t<iframe id=\"ASD-PA-9900010110-31-4366\" title=\"Ostke autoDNA aruanded paketis\" src=\"https:\/\/afilio.autodna.ee\/ext\/load\/9900010110\/31?p_label=VIN+kontroll&p_color=orange\" style=\"width: 271px; height: 59px; border: 0;\" scrolling=\"no\"><\/iframe><script type=\"text\/javascript\">PA.load(\"9900010110-31-4366\", \"paketid\");<\/script>\r\n\n\t\t\t\t\t<\/div><\/p>\n<p><\/div>\n    <\/div>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Loe_veel\"><\/span>Loe veel:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong><a href=\"https:\/\/www.autodna.ee\/blog\/autoremondi-huvitamine-parast-onnetust\/\" target=\"_blank\" rel=\"nofollow noopener\">Autoremondi h\u00fcvitamine p\u00e4rast \u00f5nnetust \u2013 sularahavaba v\u00f5i hinnangup\u00f5hine?<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.autodna.ee\/blog\/kahjude-huvitamine-ja-kasutatud-autode-turg\/\">Kahjude h\u00fcvitamine ja kasutatud autode turg<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/www.autodna.ee\/blog\/kas-havinud-soidukit-on-vaja-karta\/\">Kas h\u00e4vinud s\u00f5idukit on vaja karta?<\/a><\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>T\u00e4nap\u00e4evased autod muutuvad j\u00e4rjest keerukamaks ja nende parandamine kallimaks. Enamasti kasutatavad LED-t\u00fc\u00fcpi tuled, arenenud elektroonika ja kasvavad kulud (sealhulgas kvalifitseeritud remondit\u00f6\u00f6koja t\u00f6\u00f6tajate palgad) v\u00f5ivad isegi suhteliselt v\u00e4ikese remondit\u00f6\u00f6 muuta kalliks.<\/p>\n","protected":false},"author":11,"featured_media":3339,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1411,1408],"tags":[1337,1293,1363,1358,1362],"class_list":["post-2002","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autodna-soovitab","category-koik","tag-avariiline-auto","tag-ei-tasu-karta","tag-kallid-remonditood","tag-kindlustus","tag-kindlustusjuhtumid"],"_links":{"self":[{"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/posts\/2002","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/comments?post=2002"}],"version-history":[{"count":15,"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/posts\/2002\/revisions"}],"predecessor-version":[{"id":4534,"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/posts\/2002\/revisions\/4534"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/media\/3339"}],"wp:attachment":[{"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/media?parent=2002"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/categories?post=2002"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.autodna.ee\/blog\/wp-json\/wp\/v2\/tags?post=2002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}